Original AI, biometric authentication and OCR technology have resulted in a low drop-off rate during the photo shoot process. Using a web browser or smartphone application, the service can be used to take a photo of ID documents such as Driver’s licenses and Individual number cards, or to read an IC chip and match it with a self-taken facial photo, or even with the Japanese national identity database JPKI (Japanese Public Key Infrastructure). The service now has more than 100 clients, and it enables online identification such as at the time of contracting or changing a user’s details, such as a change of address.
COINCHECK ID VERIFICATION VERIFICATION
The service provides a variety of identity verification methods to confirm that “the user is the actual person” in question, which is necessary for identity verification procedures when contracting online or opening an account. “LIQUID eKYC” with the largest share of the eKYC market for three consecutive years*. The system reduces the workload for businesses by, for example, automating the verification of age and the matching of self-taken facial photos with ID document photos.įinancial institutions are increasingly using LIQUID eKYC, not just for when users open an account, but also for various notifications such as address, phone number, and transfer limit changes, as well as for online identity verification when account owners register to use authentication applications.
Implementation examples of the service, for which patents have been applied for, include an increase in the use of AI verification functions that automate identity verification operations by businesses that are not legally obligated to verify the identity of their customers.
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